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es2189 Posted: Nov 28, 2009 11:48 PM+

es2189 MEMBER SINCE: 9/09 TOTAL POSTS : 2730 WEDDING DATE: Jun 06, 2010

Posted: Nov 28, 2009 11:48 PM

booooooo

So today i was at my FILs house upstate and a huge tree branch fell down through my back windshield, shattering it, and also making a dent in the roof.......Happy thanksgiving!!

I don't have collision insurance....but I was wondering if anyone knows whether home insurance would cover it, since it was in FILs driveway. Also, would this hike up their insurance premiums the way they do with car insurance?
TIA~~~

BriansWifey Posted: Nov 28, 2009 11:57 PM+

BriansWifey MEMBER SINCE: 5/09 TOTAL POSTS : 6443 WEDDING DATE: Apr 09, 2010

Posted: Nov 28, 2009 11:57 PM

Re: booooooo

whoa thats crazy.... im sorry that happened to u.
but idk if it will hike up their insurance at all.

regy_k Posted: Nov 29, 2009 12:32 AM+

regy_k MEMBER SINCE: 3/09 TOTAL POSTS : 8897 WEDDING DATE: May 16, 2010

Posted: Nov 29, 2009 12:32 AM

Re: booooooo

wow thats pretty crazy

dont know about insurance tho, sorry

Clover23 Posted: Nov 29, 2009 12:36 AM+

Clover23 MEMBER SINCE: 5/09 TOTAL POSTS : 12797 WEDDING DATE: May 15, 2010

Posted: Nov 29, 2009 12:36 AM

Re: booooooo

not sure about insurance but i'm so sorry that happened!!!

GR2010 Posted: Nov 29, 2009 08:38 AM+

GR2010 MEMBER SINCE: 4/09 TOTAL POSTS : 10728 WEDDING DATE: Oct 02, 2010

Posted: Nov 29, 2009 08:38 AM

Re: booooooo

That stinks!!!! I'm not sure about the insurance though...

alli3131 Posted: Nov 29, 2009 08:46 AM+

alli3131 MEMBER SINCE: 3/08 TOTAL POSTS : 3670 WEDDING DATE: May 02, 2009 WEDDING LOCATION: Leonards of Great Neck

Posted: Nov 29, 2009 08:46 AM

Re: booooooo

their home owners insurance might cover it but it will most likely cause an increase in their premium. Home owners insurance can be worse than car insurance with raising rates.

MisyMiss32 Posted: Nov 29, 2009 08:54 AM+

MisyMiss32 MEMBER SINCE: 2/08 TOTAL POSTS : 3448 WEDDING DATE: Oct 20, 2010

Posted: Nov 29, 2009 08:54 AM

Re: booooooo

Sorry hun, that stinks!
As for their homeowners insurance it will definitely raise their premium. I would discuss it with the FILs and see what they say.

es2189 Posted: Nov 29, 2009 09:19 AM+

es2189 MEMBER SINCE: 9/09 TOTAL POSTS : 2730 WEDDING DATE: Jun 06, 2010

Posted: Nov 29, 2009 09:19 AM

Re: booooooo

Posted by MisyMiss32

Sorry hun, that stinks!
As for their homeowners insurance it will definitely raise their premium. I would discuss it with the FILs and see what they say.

thank you....

i was really hoping this wasn't the case.

JayBee216 Posted: Nov 29, 2009 03:05 PM+

JayBee216 MEMBER SINCE: 9/09 TOTAL POSTS : 2833 WEDDING DATE: Oct 02, 2010

Posted: Nov 29, 2009 03:05 PM

Re: booooooo

Would collision even cover this? I thought if you have insurance you'd be able to get everything fixed, you just might have to pay a deductible?

I know most times you can get your windows replaced?

I'm pretty sure homeowners insurance would not cover this.

lillisa Posted: Nov 29, 2009 03:22 PM+

lillisa MEMBER SINCE: 7/09 TOTAL POSTS : 899 WEDDING DATE: Jul 10, 2010

Posted: Nov 29, 2009 03:22 PM

Re: booooooo

i'm sorry this happened to you.

i'm not sure of the insurance though.

MrsH37 Posted: Nov 29, 2009 04:18 PM+

MrsH37 MEMBER SINCE: 12/08 TOTAL POSTS : 1113 WEDDING DATE: Mar 27, 2010

Posted: Nov 29, 2009 04:18 PM

Re: booooooo

oh that stinks!

drivwal Posted: Nov 29, 2009 04:28 PM+

drivwal MEMBER SINCE: 7/08 TOTAL POSTS : 2490 WEDDING DATE: Nov 07, 2010 WEDDING LOCATION: GIORGIO'S

Posted: Nov 29, 2009 04:28 PM

Re: booooooo

call your insurance company and tell them what happened. they will be able to let you know what is covered and at the very least, you can get windows replaced. what is your deductible??

es2189 Posted: Nov 29, 2009 05:00 PM+

es2189 MEMBER SINCE: 9/09 TOTAL POSTS : 2730 WEDDING DATE: Jun 06, 2010

Posted: Nov 29, 2009 05:00 PM