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credit card question
XFINALLYX Posted: Jun 18, 2006 10:33 AM+
XFINALLYX MEMBER SINCE: 2/06 TOTAL POSTS : 1576 WEDDING DATE: Sep 13, 2007
Posted: Jun 18, 2006 10:33 AM bride-minus.png

credit card question

what vendors will let you charge? i mean i think every vendor makes you have a cash deposit, but can you charge the rest? we're probably gonna be charging most of the wedding only because we're paying for it ourselves mostly
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DanaRenee Posted: Jun 18, 2006 10:36 AM+
DanaRenee MEMBER SINCE: 11/05 TOTAL POSTS : 845 WEDDING DATE: Oct 28, 2006
Posted: Jun 18, 2006 10:36 AM bride-minus.png

Re: credit card question

That reminds me, I just charged $21,000 for my hall! My biggest charge ever! ... I wanted to earn the airline miles.

I think most take cc's for the deposit and 2nd payment if there is one. A lot of my vendors want the final payment in cash, on the wedding day.
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kris15198 Posted: Jun 18, 2006 10:36 AM+
kris15198 MEMBER SINCE: 1/05 TOTAL POSTS : 3576 WEDDING DATE: Aug 28, 2010
Posted: Jun 18, 2006 10:36 AM bride-minus.png

Re: credit card question

I was able to charge deposits. The final payments need to be in cash.
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kittythestray Posted: Jun 18, 2006 10:39 AM+
kittythestray MEMBER SINCE: 1/06 TOTAL POSTS : 4785 WEDDING DATE: Jan 01, 2000
Posted: Jun 18, 2006 10:39 AM bride-minus.png

Re: credit card question

Most of my vendors made me pay cash - I wanted to use CC for the 'protection' in case i had a problem with anyone and for the airline points. The casino that we booked let me charge it, but they charged me for the 3% fee they have to pay to the CC company, so it cost more to use the CC, but I was VERY nervous about this vendor because they are in NYC and I never actually MET them. Other than that, our rings, our honeymoon, our invites, favors, my dress DEPOSIT, my veil and all the DIY stuff I'm doing.

I know you've heard it before but just be careful, we're paying ourselves, too, but we only charged stuff we had the money for in the bank. We are expecting to get zero in gifts, which we know we'll get somethng, we just don't want to count on it.
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lacey&mark Posted: Jun 18, 2006 11:09 AM+
lacey&mark MEMBER SINCE: 5/05 TOTAL POSTS : 2036 WEDDING DATE: Jul 07, 2006
Posted: Jun 18, 2006 11:09 AM bride-minus.png

Re: credit card question

most of my vendors want cash payments, but i will definitely be charging our rehearsal dinner, which i am sure i can do at the restaurant that we are having it at. ~lacey
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cjb88 Posted: Jun 18, 2006 11:11 AM+
cjb88 MEMBER SINCE: 11/04 TOTAL POSTS : 7313 WEDDING DATE: Apr 08, 2006
Posted: Jun 18, 2006 11:11 AM bride-minus.png

Re: credit card question

we did the limos and i think the deposit for the DJ... everyone else wanted a cash or certified check.... also for some of them if we paid cash we didnt have to pay tax...
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October Bliss Posted: Jun 18, 2006 12:19 PM+
October Bliss MEMBER SINCE: 8/05 TOTAL POSTS : 7633 WEDDING DATE: Oct 08, 2006
Posted: Jun 18, 2006 12:19 PM bride-minus.png

Re: credit card question

Be very very careful using CC for the wedding. It might not seem like a big deal, but at 17% and up interest, a 20K wedding ultimately could cost double. If you are using a CC make sure you have money in the bank to pay the bill in full when it comes in. Thus far I have only used CC to buy DIY stuff at AC Moore etc. I want to have a zero balance when I get on the plane for the HM. Since we are headed overseas I want to take advantage of the exchange rate you get when using a CC.
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