Brides Helping Brides ™ - incentives/Payment plans at places like Home Depot/Lowe’s

Post new topic

Wedding Forums > Brides Helping Brides ™ > incentives/Payment plans at places like Home Depot/Lowe’s

incentives/Payment plans at places like Home Depot/Lowe’s

september2004 Posted: May 14, 2005 10:10 AM+

september2004 MEMBER SINCE: 9/03 TOTAL POSTS : 3381 WEDDING DATE: Sep 18, 2004

Posted: May 14, 2005 10:10 AM

incentives/Payment plans at places like Home Depot/Lowe’s

Post closing we are going to be low on cash but will need some items around the house. Do Home Depot and Lowe’s offer any type of 0% interest payment plan type options for larger purchases?

Anyone have experience with these and/or have any info?

sophie78 Posted: May 14, 2005 10:14 AM+

sophie78 MEMBER SINCE: 4/03 TOTAL POSTS : 3426 WEDDING DATE: Sep 18, 2004

Posted: May 14, 2005 10:14 AM

Re: incentives/Payment plans at places like Home Depot/Lowe’s

I am pretty sure that they do, however we did not use them. I think it is one year free at home depot.

VickiC Posted: May 14, 2005 01:05 PM+

VickiC MEMBER SINCE: 1/02 TOTAL POSTS : 2395 WEDDING DATE: Aug 18, 2002

Posted: May 14, 2005 01:05 PM

Re: incentives/Payment plans at places like Home Depot/Lowe’s

I know HD does 0% interest for a year, but I think you have to charge more than $300 or $500. I would be surprised if Loews didn't do the same thing.

chris605 Posted: May 14, 2005 08:46 PM+

chris605 MEMBER SINCE: 6/03 TOTAL POSTS : 2240 WEDDING DATE: Oct 02, 2004

Posted: May 14, 2005 08:46 PM

Re: incentives/Payment plans at places like Home Depot/Lowe’s

We too were wondering that same question but Chase offered us 0% on purchases and bal transfers till 8/2006 - Cant beat that....

nyk825 Posted: May 14, 2005 09:39 PM+

nyk825 MEMBER SINCE: 11/03 TOTAL POSTS : 105 WEDDING DATE: Jan 22, 2005

Posted: May 14, 2005 09:39 PM

Re: incentives/Payment plans at places like Home Depot/Lowe’s

Everyday Home Depot offers interest free for six months of. purchases over $299. And I believe Lowes does the same thing
Many times, they have promotions of interest free for 1 year with purchases over $299, usually specializing a specific department, say kitchens or flooring. But it is very constant so I would just ask when their next promo is.

But be careful. If you don't pay it off in the interest free terms they charge you back interest. So if you have interest free for six months and your in your seventh month, they will charge you interest for all the past seven months. So many times, people put off paying thinking they have time and then the big back interest hits.

september2004 Posted: May 15, 2005 11:22 AM+

september2004 MEMBER SINCE: 9/03 TOTAL POSTS : 3381 WEDDING DATE: Sep 18, 2004

Posted: May 15, 2005 11:22 AM

Re: incentives/Payment plans at places like Home Depot/Lowe’s

Posted by chris605

We too were wondering that same question but Chase offered us 0% on purchases and bal transfers till 8/2006 - Cant beat that....

DH found the same thing and suggested we look into this...

september2004 Posted: May 15, 2005 11:22 AM+

september2004 MEMBER SINCE: 9/03 TOTAL POSTS : 3381 WEDDING DATE: Sep 18, 2004

Posted: May 15, 2005 11:22 AM

Re: incentives/Payment plans at places like Home Depot/Lowe’s

Posted by nyk825
But be careful. If you don't pay it off in the interest free terms they charge you back interest. So if you have interest free for six months and your in your seventh month, they will charge you interest for all the past seven months. So many times, people put off paying thinking they have time and then the big back interest hits.

good to know, that's what i am afraid of...