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Can anyone recommend a credit card???

hbradio Posted: May 20, 2004 04:19 PM+

hbradio MEMBER SINCE: 11/03 TOTAL POSTS : 9836 WEDDING DATE: Apr 29, 2005

Posted: May 20, 2004 04:19 PM

Can anyone recommend a credit card???

I have to get a new one! Can anyone recommend a bank to go through with a low APR???

Thanks!

Jan05Bride Posted: May 20, 2004 04:31 PM+

Jan05Bride MEMBER SINCE: 9/03 TOTAL POSTS : 7114 WEDDING DATE: Jan 07, 2005

Posted: May 20, 2004 04:31 PM

Re: Can anyone recommend a credit card???

I have a Fleet Mastercard at 7.9% ... it's been at 7.9% for years.

LoriH Posted: May 21, 2004 07:56 AM+

LoriH MEMBER SINCE: 12/03 TOTAL POSTS : 1193 WEDDING DATE: Sep 04, 2005

Posted: May 21, 2004 07:56 AM

Re: Can anyone recommend a credit card???

Blue from American Express. My interest rate is 8.49%.

I also have an MBNA Visa that is 7.99%

Happybride2005 Posted: May 21, 2004 08:15 AM+

Happybride2005 MEMBER SINCE: 5/04 TOTAL POSTS : 15930 WEDDING DATE: Sep 18, 2005

Posted: May 21, 2004 08:15 AM

Re: Can anyone recommend a credit card???

I think Capital One is a good card.

AJsMommy122 Posted: May 21, 2004 10:25 AM+

AJsMommy122 MEMBER SINCE: 12/03 TOTAL POSTS : 10711 WEDDING DATE: Feb 20, 2005

Posted: May 21, 2004 10:25 AM

Re: Can anyone recommend a credit card???

Yup capital one is great

diamondgrlie Posted: May 21, 2004 10:39 AM+

diamondgrlie MEMBER SINCE: 2/04 TOTAL POSTS : 10491 WEDDING DATE: Jun 03, 2005

Posted: May 21, 2004 10:39 AM

Re: Can anyone recommend a credit card???

They have TONS of cards with 0% when you transfer your balance and it stays 0% for 6 months. Then you transfer that old balance to another card. Thats what FI does and it helps pay the debt off faster b/c he was spending about $75 in interest each month not that money goes towards the total debt.

My theory is... if they are offering us to rip them off then use it!!!

Jan05Bride Posted: May 21, 2004 10:41 AM+

Jan05Bride MEMBER SINCE: 9/03 TOTAL POSTS : 7114 WEDDING DATE: Jan 07, 2005

Posted: May 21, 2004 10:41 AM

Re: Can anyone recommend a credit card???

Posted by diamondgrlie
My theory is... if they are offering us to rip them off then use it!!!

I did that with a Subaru Mastercard. I paid off my debt within the 9-month 0% introductory rate and when I went to cancel they were literally shocked and tried so hard to get me to stay. But I didn't want it. I used it to pay off my balance and I was done. - it was the first time I ever won over on a credit card

ETA: But you need to make sure you PAY PAY PAY it off, because once the introductory rate is over the rates are ridiculous!

Kriss2c Posted: May 21, 2004 10:43 AM+

Kriss2c MEMBER SINCE: 1/04 TOTAL POSTS : 4830 WEDDING DATE: Sep 18, 2004

Posted: May 21, 2004 10:43 AM

Re: Can anyone recommend a credit card???

A lot of times interest rates are based on your credit score. Always remember banks are in the business of making money... watch out for hidden fees, annuals especially. Also if you credit rating is good, then call up the cards you have now and see if they will lower your rate. If you plan on looking for a house or buying a car anytime soon, you will be better off you work with your current creditors than go shopping for a new one. Just my 2 cents.